Did you recently become unemployed and lost your health insurance benefits and is COBRA too expensive? Are you self-employed and you have to pay for your own health insurance in California?

Especially with the economy as it is today, people are looking for affordable health insurance and looking for the best bang for their buck. The good news is that there are more plans and options than ever for individual and family health insurance in California.

First, figure out your unique needs. Do you need maternity benefits? How often do you visit your doctor or physician on a yearly basis? How much can you afford to spend on your health or medical insurance on a monthly basis? After you find out some of your needs, then talk with a local San Diego Health Insurance agent for a comparison quote. Health Insurance quotes will come in a nice color proposal so that you can compare the plans to help you make a more informed decision. Choosing the right health insurance plan is important – and that’s why you need to discuss with a helpful local agent. The great thing about working with a California insurance agent is that you pay the same rate whether you go with an agent or apply directly through the health insurance company.

Blue Shield just announced some really affordable plans, called the Vital Shield 400. These plans are really affordable to keep your monthly health insurance premiums low. Once you find a plan that you like, then you can submit your Blue Cross application online or do a paper application. Besides health insurance, your local agent should also be able to help with your apartment building insurance, home insurance quotes, and car insurance.

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